Posts Tagged ‘Advice’

Where Antivirus Software Does Not Protect You

Wednesday, January 14th, 2009

Although there are several benefits of having antivirus software installed on your computer, you should never assume that you are 100% protected simply because youĂ­re running an antivirus program. There are many instances where antivirus software alone cannot protect you.

Behavior Blocking
The process of technology blocking malware from accessing certain parts of your operating system is known as behavior blocking. Due to the fact that all antivirus applications function by detecting, cleaning, and preventing infections using virus definitions that are signatures of known threats, they have to be updated in order for you to be protected against new threats. A good example of behavior blocking is in an instance where the technology is used to prevent a virus from sending infected emails to everyone in your address book by blocking access to your address book. Another example is when behavior blocking prevents a virus from being able to terminate any of your systems key processes.

In-Memory Threats
Most types of viruses infect a file, and then the associated viral code runs whenever the application is running. Antivirus scanners scan all the files and folders on your system looking for such an infection. Certain types of infections, such as the W32 Slammer, infect an application as it is running and are never actually written to disk. Since antivirus scanners work by looking for infections in files as opposed to application memory, these types of infections go undetected. If an in-memory security exploit is known to exist in any application, it should be disabled or corrected as soon as possible.

Hackers
Hackers are a very real threat for anyone that has a computer connected to the internet. Basic antivirus software does not provide protection specifically against hacker attacks. In order to best protect your computer from hackers, you’ll need firewalls, intrusion alert systems, and general awareness of what is going on with your system. Some major antivirus software developers offer total security suites that do provide protection against hackers and other online threats, as well as protection for your home or work network. While these types of software usually cost a bit more than traditional antivirus software, they are a wise investment, especially for people that regularly transfer personal information over the internet.

Spyware
Spyware is an often malicious although sometimes simply annoying type of application that records information about your habits on the computer. Spyware is usually designed for either criminal or commercial purposes. As it stands now, most antivirus programs do not scan for these types of applications. However, there are several spyware removal tools available online, and some are even free. Spyware can be very annoying and it can also use up valuable system resources that may result in reduced overall PC performance. Keep in mind, however, that sometimes spyware is bundled with software and is required to be left installed on your machine in order for you to continue using the software that it came with. Information about such spyware can usually be found in the terms of service you must agree to before installing the software that it was bundled with.

How To Be Safe From Identity Theft On The Internet

Saturday, September 13th, 2008

The internet has become a way of life for millions of people. Paying bills, shopping, and communicating with friends have all become activities regularly done online as opposed to the old fashioned ways. People are also using the internet to handle car loans, apply for credit cards, even to do their personal banking online.

All of this activity results in significant amounts of sensitive, private information being transmitted over the internet every single day. Some people are confident in the security of conducting such business online, while others are a bit more wary. Many people refuse to do it altogether. For instance, some people prefer to do all of their shopping online, while others won’t even submit their email address to a website. While it is true that there are some potential security risks associated with transmitting personal data online, with the right software and familiarity with the way the internet works, these risks can be minimized and such tasks can be performed safely.

Identity theft is a very common crime. Having your identity compromised can have serious consequences. In the event that your identity is stolen, criminals may use your information to:

  • Create fraudulent utility accounts
  • Take out loans
  • Obtain credit cards
  • Open fraudulent checking or savings accounts
  • Commit bank fraud
  • Obtain fraudulent government documents, such as IDs and passports

Some people think that because they have a fair or poor credit score that they don’t have to be as concerned with identity theft as someone with good credit. This is definitely not true, considering that some of the things mentioned above do not require a positive credit record, and can result in a significant headache. Once negative items appear on your record, even if they’re fraudulent, it can be a lengthy process to prove that they are erroneous and have them removed.

Internet Security Software

All major security software companies offer products that feature Internet security. Having this software installed on your machine greatly decreases your chances of having your information stolen.

Has Your Identity Been Compromised?

You should check your credit report on a regular basis. The sooner you spot suspicious entries the sooner you can get the problem resolved before any new ones arise. There are several credit monitoring services available online. You can also obtain one free credit report each year, so at the very least you should take advantage of that.
Shop at Secure Websites

Do not make any purchases from websites that appear suspicious, and as a general rule you should only make purchases on sites that use security encryption. Encryption makes it so that all information you transmit to their site is scrambled until they receive it, making it difficult to intercept and virtually impossible to use by thieves.

Keep Your Software Up to Date

Sometimes people have spyware running on their computers and they have no idea. More malicious types of spyware are designed to steal your personal information and relay it to the thieves that created the harmful software over the internet. Other types of spyware are more harmless, but should still be removed to protect your privacy and keep your computer running efficiently. The best way to combat spyware is to make sure your computer’s security software is constantly up to date with the latest information pertaining to new types of spyware. Most types of modern security software can be set to automatically update.

Although identity theft is a real danger and unfortunate reality, with a little bit of precaution it can easily be avoided, and you can still take advantage of all the conveniences the Internet has to offer.